Visa Electron

Visa Electron was a debit card product using the Visa payment system. The difference between Visa Electron and the similar product, Visa Debit, is that Visa Electron card payments always require online electronic authorisation and typically require the full amount to be available at the time of payment. In contrast, most Visa Debit cards can be processed offline without online authorisation and may allow transactions in excess of the available balance up to a certain limit. The issuance of Visa Electron cards declined in the 2010s, with many banks replacing them with Visa Debit cards. In 2024, Visa stopped using the product worldwide.

Visa Electron cards will no longer be issued in 2024 and can no longer be used, Visa Debit can be used instead.