viva.com

Official website

Arena standings

9. place in the SoftPOS arena — this product: mobile phone payments.

Open arena

6. place in the Small Shop arena — this product: POS terminal.

Open arena

13. place in the Starter Webshop arena — this product: viva.com online payment.

Open arena

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Payment service

16

Payment scheme

03

IT provider

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Main services

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Card payment online

The viva.com online payment service allows e-commerce and online businesses to easily and securely accept card payments. Through their Smart Checkout payment gateway, they support over 40 payment methods, including major card schemes (Visa, Mastercard, American Express), digital wallets (Apple Pay, Google Pay, PayPal), and local payment methods. The system ensures a high conversion rate, and transactions are settled in real-time in the viva.com account. The service provides detailed reporting and an online merchant portal to track transactions. It supports recurring payments, two-step payments (pre-authorization and capture), partial and full refunds, and Dynamic Currency Conversion (DCC). Integration is straightforward, requiring just a single line of code or using plugins for popular e-commerce platforms like WooCommerce, Shopify, Magento, and PrestaShop. Security is guaranteed by the latest PSD2 protocols and 3D Secure authentication. Pay-by-Link and Virtual Terminal features also enable payment acceptance without an online store.

Payment schemes

+11

Supported IT providers

Supported languages

Supported currencies

Hungarian forintEuroUS dollarZlotyCzech crownRomanian leu

Supported features

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About

Viva Wallet is a European fintech / tech‑bank that provides cloud-based payment solutions for businesses, supporting both online and in-store transactions. It uses a PCI-compliant infrastructure and supports various payment channels.

Its Services:

Smart Checkout: A web payment gateway for e-commerce, supporting multiple payment methods—credit/debit cards, digital wallets, local payment options, etc.
POS / Terminals: Physical card terminals or smart devices (e.g., Tap-to-Pay) for accepting in-person payments.
Virtual Terminal (Web POS): An online interface acting like a POS terminal, enabling remote payments (e.g., phone orders) through cards.
Offline Payments: Allows card payments even when the terminal is not connected to the internet; transactions sync later.
Real‑Time Settlement: Merchants get access to their funds quickly (transactions settled in up to 60 minutes).
Viva.com Wallet: A digital wallet feature where customers pay via their Viva account, without needing to input card details each time.
Wide Payment Method Support: Cards, digital wallets (Apple Pay, Google Pay), local payment methods, and alternative payment methods.

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Frequently asked questions

1What is viva.com's transaction fee in Hungary?

viva.com's transaction fees depend on the selected plan and monthly turnover. Compare current rates with other Hungarian solutions using the POSnavigator calculator.

2Is viva.com available in Hungary?

Yes, viva.com is active in Hungary and operates as an EU-licensed fintech company offering both POS and online payment solutions.

3Does viva.com offer an online payment gateway as well as POS?

Yes, viva.com manages physical and online payments on a unified platform — an advantage for merchants operating both a physical store and a webshop.

4What cards does the viva.com terminal accept?

viva.com terminals accept Visa and Mastercard, contactless (NFC) payments, and mobile wallets including Apple Pay and Google Pay.

5Is there a monthly fee or contract commitment with viva.com?

viva.com's terms vary by plan. It's worth comparing the full cost structure with other Hungarian solutions on POSnavigator before deciding.

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