Unicredit

Physical card acceptance:

UniCredit Bank offers POS terminals that are suitable for accepting card products from the most important card companies (Mastercard, VISA) as well as plastic cards from many other issuers (e.g. Health Fund cards, Széchenyi Pihenő cards, etc.).

UniCredit Bank's contactless card acceptance service enables you to accept contactless cards, non-bank card contactless payment instruments (e.g. stickers or watches), and contactless cards placed in mobile wallets installed on mobile phones in your business.

This payment method provides a fast and secure alternative to small cash purchases, but it has also become the most innovative way to pay for goods or services for any amount of transaction.

A wide range of different types of terminals ensures that card acceptance works smoothly, depending on the conditions of use and the available communication network.

The bank provides detailed electronic statements of transactions carried out on terminals at the terminal level and broken down by day, week or month, which are available in three different formats (HTML, CSV and XML).

(UniCredit bank card acquiring service provides high technological standards and a secure solution for its business customers, along with favorable commissions.)

In the event of a terminal failure, the bank undertakes to service it within 24 hours on business days (by providing a replacement terminal if necessary). In order to ensure uninterrupted and high-quality acquiring activities, UniCredit Bank operates a 24-hour technical customer service, which provides all assistance in the event that any questions arise regarding bank card acceptance and the operation and maintenance of the terminals.

Online card acceptance:

With its Virtual POS (Point of Sale) service, UniCredit Bank offers its partners operating online stores a modern, secure and fast solution for processing bank card payments. In the case of online bank card payments, the virtual POS practically replaces the POS terminals used in stores in online stores.

UniCredit Bank provides its partners with the most widespread, most modern and at the same time the most secure virtual card acceptance technology in the world. Each participant in the transaction can only obtain information that is relevant to them, so security is fundamentally based on the separation of data. Using the system results in the fact that data related to the customer, purchase, product and service can only be obtained by the merchant, while bank card data can only be received by UniCredit Bank. After the transaction is authorized, the merchant only receives a notification whether the purchase was successful or unsuccessful; it does not receive information about the data content of the website processing the payment.

Using the virtual POS service has the following advantages. It automatically checks whether the bank card offered for acceptance is not on the blacklist. It checks the bank card number and its expiration date. It automatically requests permission from the UniCredit Bank authorization center for each transaction, thanks to which it always checks whether the account behind the bank card offered for payment has sufficient funds. It automatically settles with the bank card issuing financial institutions electronically (at midnight), but for this, the closing of the business day must automatically take place in the merchant's web store. It minimizes the risk of bank card fraud by continuously monitoring bank cards and individual transactions 3D Secure – Guarantee of secure acceptance The UniCredit Bank Virtual POS service uses the so-called 3D Secure security solution, which was developed by the international card companies Mastercard and Visa. 3D Secure provides maximum security, which can be easily identified by the Mastercard SecureCode and Verified by Visa logos. In the case of a 3D Secure transaction, the buyer provides their unique identification code to be used for online purchases, and in the case of these transactions, the Virtual POS contacts the card-issuing bank directly to request authorization.

However, the 3D Secure solution also offers numerous advantages for the merchant, as it: improves customer trust in online stores;reduces the possibility of online fraud;and the issuing bank assumes responsibility for any transactions that may be disputed by the cardholder, the risk is not transferred to the merchant.In order to ensure uninterrupted and high-quality merchant activity, UniCredit Bank operates a 24-hour technical customer service on the phone number +36 1 577 1771, which provides all assistance in the event that a technical problem arises in connection with online bank card acceptance.

SofPOS card acceptance:

You can simply download the application to your Android device from the Google Play Store. It is more cost-effective than traditional POS terminals. It offers an easy-to-use, convenient payment solution. You can use it anywhere, anytime. Your phone is always at hand.

You do not need to rent a separate POS terminal to accept bank cards and thanks to digital receipts you do not even have to spend on paper rolls. Your customers and guests will also be satisfied with this convenient, cashless payment solution. You can manage your company affairs on your own device, from scheduling an appointment to settling the bill. You will find up-to-date, accurate statistics and graphs about payment transactions, so you can track who paid you how much.