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The SimplePay Online Payment System is a service providing card-based and other digital payment solutions, created by the OTP Bank Group. It allows webshops to accept the most common bank cards (Visa, Mastercard, American Express), and also supports recurring payments, one-click payment (Simple account, saved card payment), and mobile payment solutions (Apple Pay, Google Pay). Payment takes place on SimplePay's secure payment page, which is optimized for mobile devices. A comprehensive merchant administration interface is available for tracking transactions and managing refunds. The system supports two-step payments (pre-authorization and closure) and partial refunds, as well as pricing in multiple currencies (HUF, EUR, USD, CZK, PLZ, RON).
SimplePay also offers the following payment methods in addition to online card payments:
OTP Mobil's online payment system, SimplePay, serves nearly 8,000 webshops. With its use, quick payment solutions with in-app, QR code and push messages are also possible, which make shopping easier and enhance the user experience.
More than 3 million users have already confirmed their Simple account, so more and more people are open to the convenient, saved card payment option, who can pay in webshops using SimplePay without having to enter their card details again and again.
Instead of the online connection process, you would rather sign up at an OTP bank branch to use the POS terminals, you have the option to do so as well. In this case, you will enter into a contract with OTP Bank Nyrt. regarding the service.
SimplePay integration is generally free; the service is priced on a per-transaction basis. You can compare exact fees with other payment gateways using the POSnavigator comparison tool.
SimplePay's transaction fees vary by card type and monthly volume. Use the POSnavigator calculator to compare current rates against other Hungarian payment gateways.
SimplePay is widely supported and available as a plugin for WooCommerce, Shopify, Magento, OpenCart and other major e-commerce platforms.
Not necessarily — SimplePay can be used with a business account at other banks, though OTP account holders may occasionally benefit from preferential terms.
Activation typically takes a few business days, depending on the contract signing process and the complexity of your webshop integration.
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