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PayPal is a global leader in online payment processing, enabling merchants to securely accept credit and debit card payments on their e-commerce websites. The platform supports one-time payments, recurring billing, and Dynamic Currency Conversion (DCC). Merchants can manage transactions, issue refunds, and leverage built-in fraud protection through an online merchant portal. The service also supports various international currencies and payment schemes like Visa, Mastercard, and American Express, as well as digital wallets like Google Pay and Apple Pay, and its own proprietary payment method.
PayPal Holdings, Inc. is a leading financial technology company specializing in digital payment solutions. Founded in 1998 by Peter Thiel, Max Levchin, and Luke Nosek, PayPal revolutionized online payments by offering secure, fast, and convenient money transfers. Initially known as Confinity, it merged with X.com (founded by Elon Musk) and was later renamed PayPal. The company became widely popular after being acquired by eBay in 2002, serving as its primary payment processor until 2015 when it became independent again.
Headquartered in San Jose, California, PayPal operates globally, supporting transactions in over 25 currencies across more than 200 countries. Its services include peer-to-peer payments, merchant processing, digital wallets, and innovative solutions like cryptocurrency support. Today, PayPal remains one of the most trusted platforms for online financial transactions
PayPal's transaction fees differ between domestic and international payments, and between card and PayPal balance payments. Compare exact fees with other solutions on POSnavigator.
PayPal is compatible with virtually all major e-commerce platforms — WooCommerce, Shopify, Wix, Magento — and its global brand recognition can help build buyer trust.
Yes, PayPal allows customers to pay with Visa and Mastercard bank cards directly, not only through a PayPal account.
PayPal's currency conversion fees and HUF-related terms can sometimes be higher than local alternatives. It's worth comparing the total cost structure on POSnavigator.
The basic PayPal business account is free — you only pay per transaction. Some premium features or higher-tier plans may carry a monthly fee.
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