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Gránit Bank's qvik service is an innovative solution based on the Hungarian National Bank's instant payment system, allowing webshops to accept instant, cardless payments. Customers can approve transactions via their mobile banking app using QR code scanning or deep links. It provides merchants with lower fees and instant liquidity, as the purchase amount appears on the account within seconds.
Gránit Bank is Hungary’s fastest growing digital bank, which has conquered the market without a branch network and focused on online and mobile solutions. Based on 2026 data, the bank maintains its stable position among the top Hungarian financial institutions and continues to be at the forefront of integrating artificial intelligence (AI) and modern payment solutions.
Market position and business model Gránit Bank’s success lies in its cost-effective digital model. Since they have no maintenance costs due to their extensive branch network, they offer consistently above-market interest rates on deposits and lower fees for services. By 2025 and 2026, the bank’s growth exceeded the market average several times over in terms of both deposit volume and retail lending.
The monthly fee for a Gránit Bank POS terminal depends on the selected package. Use the POSnavigator calculator to compare it with other Hungarian banks.
Gránit Bank is Hungary's fully digital bank with no branch network, where account opening and administration are done online — potentially faster and more convenient for merchants.
Gránit Bank's transaction fees vary by card type and volume tier. Compare current rates with other Hungarian banks using the POSnavigator comparison tool.
Generally yes, Gránit Bank's card acceptance services require a business account at Gránit Bank. This is worth considering if you already bank elsewhere.
Gránit Bank POS terminals support Visa, Mastercard and SZÉP card payments, which is particularly relevant for hospitality and tourism merchants.
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